I got an offer for a credit card that offers rewards points; for every set number of points, I can exchange it either for free airline miles or for minutes taken out of Purgatory at the end of my life. Is this a scam? If it isn’t, how can I best work the system?

Thrifty in New Orleans



I need more information about you personally to answer this exactly. Working the system is simple because value systems dictate strong value disparity between the point systems available. Some people are going to strongly value the Painless Minute Points while others are going to strongly prefer the airline miles. So depending on where you fall, you can do one of two things.

a. Collect PMPs and sell them at an exorbitant rate in exchange for airline miles

b. Collect airline miles by the many different means available in our credit economy and exchange those for your PMPs